"beginner's guide to investing"

Beginner’s guide to investing

Do you want to start an investment portfolio but aren’t sure where to start? We are here to help you! In this beginner’s guide to investing, you will learn what type of plan to use, what the best investments for beginners are, and how to how to actually invest the money. After all, what are Partners for?

Investment Plans/Accounts

The first thing you need to learn in the Beginner’s Guide to investing is what type of plan or account you should be investing in. The three best account types for beginners are employee sponsored plans, individual retirement accounts, and brokerage accounts.

Employee Sponsored Plan

If your employer offers any type of match, then the first thing you absolutely need to invest in is your employee sponsored plan. Many employers will offer matching contributions of up to 5%!  That’s like getting a 5% pay raise!  It’s basically free money, but you only get it if you contribute. So, if you work somewhere that offers the match, take it!  Start there!

Individual Retirement Accounts

Regardless of whether your employer offers a plan or not, you should be putting money away for retirement. Luckily, most investment firms offer Individual Retirement Accounts (IRAs) to let you do that! There are two types of IRA, the traditional one (usually just referred to as IRA) and the ROTH IRA.

There are two major differences between the IRAs, and whichever you chose will depend upon your individual situation. The traditional IRA is a tax deferred account. That means you can deduct all of the money you put into it from your taxes each year. It also means that you will be penalized for taking out any money before you hit 59 and a half years old. When you reach retirement age and start withdrawing, you will have to pay taxes on your withdrawals as if they are income. If you need the money before you reach the minimum age, you will have to pay the taxes and an early withdrawal penalty. You definitely want to avoid that!

The ROTH IRA is different in both of those regards. You cannot deduct your contributions from your taxes (because you are investing post tax dollars), but you aren’t penalized for taking any of your initial investment out (you are penalized for taking out any profits). You also won’t have to pay taxes on anything that you withdraw when you reach retirement age (as long as you’ve had the account for more than 5 years. There are lots of withdrawal rules for the ROTH IRA, and you can read about them all here

The main thing you should take into account when deciding upon which IRA type you want is your tax strategy. Do you want to pay the taxes now or do you want to pay them later?

IRA problems

The biggest issue with both types of IRA is the contribution limit. You can only put $5500 into any type of IRA account per year if you are under age 50, and only $6500 per year if you are 50 or over. If you want to save more than that (and you should!) you need a different type of account.

 

Non-retirement Brokerage accounts

The last main account type for investing is a brokerage account. These are great because not all of our investments are meant for retirement. You may be on a path to financial independence, so you may need to start withdrawing money from your investments before you get to the traditional retirement age. There are plenty of companies that offer non-retirement brokerage accounts. Some banks even offer them as well. Vanguard is my favorite, but there’s also Fidelity, Merril-Lynch, Edward Jones, and a whole lot of other investment management companies (you can also open IRAs with these companies, if you want all of your investments in one place). 

Types of Investments

Ok, so you’ve decided upon what type of account you need to open. The next step in our beginner’s guide to investing is to decide which type of investment is best! There are basically only three different types of investments that I would recommend to beginners. These are: index funds, target date funds, and mutual funds.

 Need a ledger to track your investments? Check out this accounting book on Amazon* 

Index funds

Index funds are my favorite type of investment. They are low cost funds that track certain market sectors. They usually aren’t actively managed, so whatever companies are tracked in the fund are the ones that you are invested in. One of the most well-known index funds is the S&P 500,  an index fund which tracks about 500 of the biggest companies in the US.

Related:  Which Vanguard total market fund should you pick?

My favorite types of index funds are full market index funds, because they basically track the entire stock market. I highly recommend Vanguard’s total market fund. It is well diversified and has a super low expense ratio. That means that it won’t tank if only a certain sector of the market tanks and it doesn’t cost a lot to maintain. Additionally, it is very very rare that a total market fund will completely go out of business. The markets may have a correction and go down, but as long as you stay invested you probably won’t lose money over time. Remember losses aren’t real until you cash out.

Target Date Funds

Target date funds are index funds that automatically adjust the amount of risk they are exposed to as the fund holders get closer to retirement. This means that they will slowly sell off equities and move into bonds as the target date gets closer.

 My work has 6 different options for target date funds: 2025, 2030, 2035, 2040, 2045, and 2050. Every five year a new fund gets created. I have some of my money invested in the 2040 fund, because that is when I’ll be close to retirement age. My older coworkers are invested in the 2030 or 2025 funds, because they are much closer to retirement.

The target funds are the absolute best for people who hate actively managing investments. If you want to be a “set it and forget it” investor, this is the best type of fund for you.

"Beginner's guide to investing"
 

Mutual Funds

Mutual funds are another good investment for beginners. Usually, a mutual fund will track a certain sector of the market. Some mutual funds are dedicated to certain sized companies while some invest in certain industries. Mutual funds are usually actively managed, which means that somebody is working every day buying and selling stocks to try to boost the fund’s performance. This also means that they have a higher expense ratio (cost more!). All of the people invested in the fund are paying the fund manager to make those trades. Sometimes this ends up being beneficial, and the fund outperforms the general market. Sometimes it doesn’t. Investing is inherently risky. If you do decide to invest in mutual funds, be sure to diversify and pick a few different ones. That way, you are protected if something happens to a certain sector.

How to invest

The last main step in our beginner’s guide to investing is how to invest. There’s really only one option that I like, and that’s dollar cost averaging. With this method, you take a regular amount each paycheck/month/week and invest it. I have $100 per paycheck automatically going straight to Vanguard, regardless of what the market is doing. Sometimes you are buying when the market is up, and sometimes you are buying when the market is down. It averages out over time.

Its also super easy to do. You just have to set up an automatic withdrawal from your checking account or bank account. Most investment firms have an online step-by-step, so it’s super easy to set up. 

The other methods are lump sum purchases and investing when you have the money. Investing at some point is better than not investing at all, but if you make it a regular thing it’s easy to stick to. Also, with dollar coast averaging, you don’t even think about timing the market, so it’s great psychologically too.

Beginner’s Guide to Investing

So there you have, a quick and hopefully easy beginner’s guide to investing. I hope this helps you start your own journey to financial independence. In the next few weeks, we are going to talk about some of the bad investments for beginners, so stay posted and subscribe if you don’t want to miss it!

If you have any additional investment ideas or tips that would help beginners out, please feel free to share them in the comments!

 

*Links with this next to it are affiliate links. That means I’ll receive a small commission if you decide to click on it and buy something. Don’t worry, it doesn’t cost you anything extra! Also, I am not in anyway affiliated with any of the investment firms that I mentioned (outside of having accounts with some of them). I recommend Vanguard because I use them and I like them, not because they pay me to!

Love this post? Share it!
"Stressed out!"

I had a terrible day at work today. A miserable, terrible, epically awful day. I’m totally stressed out about it, and it wasn’t even that bad!

What happened?

I got yelled at by my boss for something stupid. I didn’t really do anything wrong, but he was mad that things weren’t the way he needed them to be, so he took it out on me. Has anyone else experienced something like this? Its pretty awful getting yelled at for anything, and when your livelihood depends upon it, it’s even worse. I wouldn’t get fired over a stupid thing, but for some reason the stress trigger in my body doesn’t know that. It’s a bit dysfunctional.

Logically, I know that what happened today wasn’t a huge deal. I know that the absolute worst thing that can possible happen is a write up, and the chances of that happening are super slim. So why am I so anxious?  Why am I so upset that I made a tiny mistake in my boss’s eyes?

Stressed out – signs of stress

Seriously, I had a hard time functioning all day after I got yelled at (and it wasn’t even an ass chewing, I could just tell he was mad and disappointed…like I said, it wasn’t even that bad). My stomach hurt, my nerves were on fire, I was super jumpy, scared that someone would come in and mention my epic failure. It was awful. And I’m sure I’ll feel the same way tomorrow, and the rest of the week as well. Trust me, being stressed out is not fun!

 

Why am I so super anxious about a minor problem at work?

Because I need this job. I do. I’m not at the point yet where I can say “fuck you!”. Seriously, some “fuck you” money would be super awesome right about now. But I don’t have it so I still need this job.  I need it for a minimum of three more years to solidify my pension. I need this job for these next three years to ensure that I’m able to live the FIRE lifestyle I want for the rest of my life afterwards. Also, I need this job to pay my current bills!! 

Related: Our Path to FIRE

I know that one minor issue isn’t going to cost me my job. I know that, and you know that. But being stressed out all day really solidified my desire for financial freedom. This isn’t healthy. Its not healthy to be so worried about a little thing that you did wrong at work that you can’t enjoy the rest of your day. It’s not healthy to have to take abuse from bosses because you need the paycheck (Not that my boss is abusive…he’s usually really awesome, but he was super stressed out today too!).

When I’m Financially Free, I won’t have to worry about any of this anymore. I can be my own boss, or I can walk out of work if my boss gives me a hard time about anything. I won’t have to be stressed out anymore. Not Needing a job will give me power that I don’t currently have. And that’s one of the reasons I’m walking this FIRE path.

Love this post? Share it!
"alcoholism a disease or an excuse"

How it all begins 

Alcoholism is the most underrated and untreated disease in the world. Tons of people die from this disease daily and it shouldn’t be that way. Treatment isn’t always necessary; a life of balance and hard work is. When I first learned that I was an alcoholic treatment wasn’t even an option. It is impossible to just shove an alcoholic into a program if they don’t want to change, and I wasn’t ready to change. We have to fully accept everything and agree a change needs to be made, and if we don’t it’s a hopeless battle.

Most alcoholics figure out they have a problem way before they ever get to treatment, but they don’t want to admit and accept it. It’s a disease of the mind that moves its course depending on how much you allow it to take control of your life. What I’m trying to explain is that if you don’t allow it to gain a foothold you can actually stop. Alcoholism has messed with me my entire life and has caused me to lose many a friend and relationships. The battles it has caused in my life are a testament to how deadly of a disease it can be.

Being an Alcoholic

The uncontrollable urge to drink consumes your life. You can think about nothing else, no matter what it may cost (job, friends or even family). Alcohol is everything to you, nothing comes before it. I was between 24 and 25 years old when I let alcohol take over my life, and that’s what threw me into the hell that I have been living through for the past 9 years.

 Alcoholism isn’t about partying too much and having fun. The majority of alcoholics drink alone and don’t hang out with people. When you start down the path to alcoholism you become ashamed of yourself and no longer enjoy being around anyone. It is one of the things that makes this disease so deadly, you turn your back on everyone. I lack a better way of saying it, but you become a hermit, alone, miserable, and drowning in your own sorrow.

Related: Overcoming Mental Illness to Find Financial Peace

 As an alcoholic I can relate to all of this, M tried so many times to get me to hang out with people, only to have me say I would rather stay home. The majority of people can’t understand this about alcoholics, we fear people and anything that can save our lives. We live off misery and depression, its what motivates us in life. Depression is the only thing we can cling to and control. I know it sounds crazy, but we are only searching for some point of stability. We end up finding that in misery, and that is what makes it so easy to become lost forever.

Having someone that believes in you

I cannot stress to you how important this is and how hard it will be for the person that is trying to help you. M lived by the idea of “I am going to love you until you love yourself” and I fought her tooth and nail on it. Finding someone that is willing to expend this amount of effort is extremely rare and requires someone that has a huge heart and will love you no matter what you do. Today I am able to write about this and share my story because of what she did for me. Having someone that believes in you makes the process bearable. Things will move slowly if you’re doing it correctly, take solace in the fact that if it is going slowly you are actually repairing your life.

Now

 I have spent years beating the crap out of myself and saying I was a worthless person. Now I spend each day finding the ways that I was a positive influence on people. Everyone has parts of them that are positive and I have made it my goal to find them for myself. My strengths are that I work extremely hard at anything I devote my attention to, and I care about people to a point that it’s almost uncanny. Focusing on these things instead of obsessing about my hatred of myself has allowed me to find peace.

 Alcoholism is a devil of a disease, but it doesn’t require treatment. Hard work and looking at your inner self helps. Finding out what makes you may be the one thing you need. Depression will always feed off of despair, don’t allow that in your life and you’re on the right track. Any day I wake up and find that life is going to be difficult, I smile and say bring it on!

Get it on Amazon: Loving Someone in Recovery: The Answers You Need When Your Partner Is Recovering from Addiction (The New Harbinger Loving Someone Series)

 Here’s to all the other alcoholics out there and the people that are trying to help them. Stay strong and believe in yourself (or them). It’s a long process, but it’s not un-achievable. This is just my path and my story of how I overcame it. Do you have your own story that you want to share? I’m all ears. All any alcoholic/addict has every wanted is for someone to listen to there story. Well, I am here and will always will be around to listen. In future posts I will elaborate on specific situations and what it did to my life.  I am posting this so people can start to understand the disease and how horrible it is. I feel it’s important for people to understand that before I share my experiences.

Sincerely,

J

 

*Links with this next to it are affiliate links. That means I’ll receive a small commission if you decide to click on it and buy something. Don’t worry, it doesn’t cost you anything extra!

Love this post? Share it!
Lifestyle blog for financial freedom and financial independence

Are you thinking of buying a home?  Do you know what things you should look for when buying a new house?  I’ve bought two houses in the last 10 years, so although I’m not an expert, I have learned a few things about what to look for when making a decision. Check out these tips for home buyers so you can make the perfect decision for you and your family!

Tips for Home Buyers

Find the Right Realtor

Trust

The first thing to look for when buying a new home is a realtor that you trust. You absolutely do not have to buy a home from the first realtor you tour houses with. If they make you uncomfortable in any way, drop them and find someone new. I had to do this when I bought my first home. I went house hunting with a highly rated realtor team, but they seemed very pushy. Every home was the most amazing home ever and any concern I had wasn’t a big deal. I didn’t buy from these people and I didn’t go out house hunting with them again. Trust your instincts. If you don’t feel comfortable with your realtor, find a new one (it won’t be hard, they are everywhere!).

Are you a realtor who wants to provide the best experience for your clients? Check out ClickyHomes!*

Respect

You also need to find a realtor who will listen to you and respect your needs. My second home buying experience was a lot harder than my first, because I was doing it from 2000 miles away. (Check out the one thing I wish my realtor had when I was house shopping!). I contacted a realtor with awesome reviews, and the fist thing I did was discuss my budget. I was savvy at this point, and obsessed with the idea of financial freedom, so I knew I didn’t want to spend more than 200K.

 What did this realtor do?  She sent me a bunch of listings for homes priced between 220-240. She sent me 0 listings under 200k. The other realtor I contacted sent me tons of listings between 150 and 200. He sent me a few listings over 200K, and explained that he could probably get them down to 200 if I really loved those. Guess who I went with?  Definitely realtor number 2! He obviously respected my wishes way more than the first one!

Find the right neighborhood

Choosing the right neighborhood is almost as important as choosing the right house. There are so many considerations in choosing a neighborhood that this probably could have been its own blog post. However, these are all super important things to look for, so I didn’t want to leave any of them out. A whole lot goes into scouting out the neighborhood! First and foremost, you should actually like the neighborhood. But you should also take a few more things into consideration.

Safety

 You can check the crime (and other demographic) data of any neighborhood that you are interested in at NeighborhoodScout.com. Sometimes there’s a reason why that house is so cheap! In Savannah, there are some beautiful reasonably priced homes in some super sketchy neighborhoods. I’m not going to sacrifice my safety and piece of mind for a bigger home. I’d much rather live in a smaller, more expensive home in a neighborhood that is relatively safe.

WALK-ABILITY and Transportation

I really really wanted to buy a home in a walkable neighborhood. Unfortunately, most of the walkable neighborhoods in Savannah are either too close to a bad neighborhood for comfort or priced above 200K. But walkability may be a must have for you. If you want to be car free or bike to work, you need to buy a home in a neighborhood that allows you that option.

When we moved to Savannah, Jonathan didn’t have a job or a car. Unfortunately (for him) the home I chose was in the way back of the neighborhood. That meant he had to walk almost a mile just to get to the bus stop!  Even worse, the bus routes through our neighbor were very sparse, so he’d spend hours riding the bus just to go a few miles!  Talk about a waste of time! Luckily, he has a car now and doesn’t have to worry about these things, but if you don’t have a car you definitely want to make sure the neighborhood you chose has ample transportation.

tips for home buyers

Schools

Ok, I don’t have kids, so this isn’t super important to me. But most people do have kids, and if you do it’s important to check out the schools in any neighborhood that you are considering moving to.  You want the best for your children, so it may be better to buy a smaller, more expensive home in a neighborhood with good schools than a bigger, cheaper home in a neighborhood with poorly rated schools. This is an extremely personal decision, but its something to keep in mind. I went to mediocre public schools and I turned out just fine!

Amenities

Does your neighborhood have an HOA? If so, what types of amenities do they offer?  Which are important to you?  Some HOA’s offer clubhouses, pools, fitness centers, and parks. Some don’t offer anything. If any of these items are important to you, you can probably find an HOA that has them.

In my opinion, amenities also include local shopping. Is there a grocery store close to your potential new home?  How far are you willing to travel to pick up a gallon of milk?  Do carry-out restaurants deliver to your neighborhood?  These are things that may be important to you. It would suck to buy a house only to realize that your favorite pizza company refuses to deliver. Whether that’s a deal breaker or not is up to you, but you should know before you buy.

Related: Getting Lucky with Real Estate

Know the HOA rules

I mentioned HOAs when I was talking about neighborhoods, but they do far more than just provide some cool things for the neighborhood. They can also provide some really ridiculous rules. Did you know that most HOAs in Savannah don’t allow you to have an RV in your driveway or on the street?  Seriously?  Some HOAs are really strict about stupid things, like the length of your grass or whether there is a spot on the side of your house. Others won’t let you make any improvements on your home without their approval.

There are some benefits to living in a community with an HOA though. An HOA generally helps keep the property values up. Most of the stupid rules are to the benefit of the community as a whole…the entire point is to ensure that values don’t drop. Read through the HOA manual of your new community before committing to a purchase. Make sure you can live with the rules.

Don’t skip (or skimp on!) the Inspection

The inspection process is where we failed epically in buying our second home. I like to say it wasn’t our fault though, its hard to find time to take a trip across the country for a home inspection when you are trying to sell a house and move. But it’s definitely not a step that I would ever skip again!

We didn’t technically skip the inspection. We just trusted a representative from our real estate company to be there and catch any problems. The issue with that is the realtor isn’t us. They don’t know what we’d call a problem. And they are probably more concerned with ensuring that the sale doesn’t fall through than they are with identifying major problems!

There were a few huge easy to identify issues with the house that were not caught during the inspection. The sprinkler system had a major leak. The garage door didn’t work. Water seeped into the garage whenever it rained (maybe not easily identifiable until it rains, but whatever). If we were present during the inspection, we would have easily caught the fact that the garage door didn’t work, and could have had the previous owners fix it before we moved in.

Both Go!

If you are in a committed relationship, and both of you are planning on living in the new home, you should both probably go house hunting. I know, this seems pretty standard. But if you are moving to another state, sometimes it’s hard for both of you to find the time to travel and see the new digs. Trust me, it’s important!  I went while Jonathan stayed home. He’s way better at repair work than I am, and he would have probably identified issues that I’m clueless on. He also is stuck with the neighborhood that I chose, which, as it turns out, isn’t very walkable.

Stick to your budget

If you remember any of my tips for home buyers, make it this one! One of the biggest mistakes that first time home buyers (and second time, and third time!) make is not sticking to their budget. Sometimes this is because they didn’t take the hidden costs of homebuying into consideration. Other times though, it’s because we let our realtor smooth talk us into looking at this fabulous house that’s just a little over budget. We fall in love with the house and can’t imagine living anywhere else.

 Don’t let your brain fool you!  You’d be just as happy living in the 190K house as you would be living in the 210K house, as long as both meet your basic requirements. You don’t need a luxury jet hot tub. It would be nice, yeah, but you could always install it in the cheaper house for less than 20K. Be realistic and don’t get swept up in the “I have to have it” mentality. That’s how they get you!

Know what you need

I had some absolute requirements for my new home. I’m sure you do to, and that’s ok! We are going to live in these things for hopefully a very long time, so we should get something that we are happy with. But they key is to know exactly what you want before you start house hunting. Know what you absolutely have to have, and know what your “nice to have’s” are.

My absolutes were two bathrooms, a yard, and a master bedroom big enough for a king bed (You’d be surprised at how many master bedrooms were the size of utility closets). My “nice to have’s” were an open kitchen, a 2-car garage, and covered patio. I ended up buying a home with a semi-open kitchen and no patio, but you had better believe it has two bathrooms! Knowing what you need verses what you want will help keep you out of the “I have to have this!” mentality that realtors hope to suck you into.  Make a list and stick to it.

Look for Easy Fixes

It’s amazing how many people will pass on a home because the paint is ugly or the carpet is dirty. These are relatively cheap and easy things to fix, so why are you passing on a great house because of it?

The house I bought in Savannah had the ugliest master bedroom you had ever seen in your life. The room was painted poop brown, and had a tan/brown mix half shag carpet. The lighting was so dim that you could barely see a thing! However, the size of the room was perfect, and the rest of house was pretty great too (except one random wall in the living room that was also poop brown for some reason). 

These were super simple fixes!  I paid about $800 total to create my perfect master bedroom, and I couldn’t be happier with the house. Don’t let minor, fixable, details deter you from buying your perfect home!  Know what you can DIY, and know what would be huge problems. And, you could even use the fact that you need to fix some things as a negotiating tool! 

Find The Home that Works Best For you

Buying a home is a super exciting and super stressful experience. There are tons of things to take into consideration during the homebuying process, and the most important things will be different for everyone. Make a list of must have verse nice to haves and stick with it. Set a realistic budget for the purchase price and any renovations. You may not find a perfect house, but it will be a perfect home for you.

Do you have any additional tips for home buyers?  Add them in the comments, we’d love to hear your opinions!

 

*Links with this next to it are affiliate links. That means I’ll receive a small commission if you decide to click on it and buy something. Don’t worry, it doesn’t cost you anything extra!

Love this post? Share it!

Well, here we are at two months in!  It just flew by, didn’t it? I feel like we made some great strides towards growing our blog in this second month, but let’s see how we did!

Blog Growth Strategies for our Second Month

Readership

We really improved our readership over this second month!  According to google analytics, we had 305 individual users during this second month, as compared to 89 during our first month. That’s an increase of 216 readers!

How did we increase our readership?

The majority of our readers are still coming from Twitter. One of our major blog growth strategies has been continuing to grow and develop our Twitter community. Seriously, I love the PF Twitter community! 

I also started a free trial of Tailwind early in the month, and we have seen a pretty nice increase in traffic from Pinterest. However, just adding pins isn’t enough. Another thing I did to boost the traffic from Pinterest is create better pins. I started using high quality photos from Unsplash and worked a lot harder to improve the aesthetics of my designs, which I think that was a huge success. We went from 2 referrals from Pinterest during the first month to 22 by following this strategy.  I  bit the bullet and signed up for a paidTailwind* account for the year, so hopefully our Pinterest traffic will continue to grow. 

 blog growth strategies

Posting

I think sticking to a regular posting schedule for this month also helped contribute to our increased readership. We posted twice per week (generally Sundays and Thursdays) so that gave us a total of seven posts for the month. I think it’s easier to get users and page views if you have new, relevant content to share at least on a weekly basis.  You can seem kind of spammy if you are re-sharing the same content over and over, but sharing things regularly keeps you on people’s radars. It’s a thin line!

Social Media

We totally kept up with the killing it on social media game for our second month. Partner’s in Fire has over 1000 Twitter followers and almost 500 Instagram followers!  We even increased our number of Facebook likes by a tiny bit even though that wasn’t a major focus (maybe once we get over 1000 Instagram followers we will focus on Facebook!) The best part about this is that I feel like the Twitter community is even more engaging as it was before. I’m definitely achieving the goal of maintaining an engaging follower-ship as the numbers increase!

Education

We are still learning so much when it comes to blogging!  I’ve done much better with Canva and creating images – I just learned that using the blog banner template makes the featured image look way better! I’m creating multiple pins per blog post rather than just re-pinning the same image.

We are also learning a lot about SEO. There are a few really cool keyword research tools that I’ve been utilizing to help me find better keyword phrases (though that’s not really transferring to pageviews yet…I’m still learning!)

My writing skills have greatly improved over the past month. I’m regularly getting green readability scores after my first edit, which is great!  During the first month all I saw was red! I’m learning how to separate my content into easily digestible sections, rather than just posting a huge wall of text. I think that really enhances the user’s experience!

Monetization

Affiliates

We added a bunch of affiliate links (tastefully, I hope) to the blog this month to begin the process of monetization. We know these things take time, but thought think it’s best to get started as soon as possible.

 

Amazon

One of the limitations of  using Amazon as a new blogger is that the Amazon* affiliates program kicks you out if you don’t have a qualified sale within the first 6 months.

Luckily for us, we did get a few Amazon sales this month!  We got them by being supportive of other bloggers.  Being supportive and lifting each other up is seriously the best way to start.  We reached out to our Twitter friends asking for links to their affiliate stores, so that when we need something from Amazon, we can support them. I started my list and bought the thing I needed from one of my blogger friends (and will continue to use the list every time I need something) and miraculously, someone decided to pay the favor back and purchase something through our store!

Related: Are you interested in starting a blog but don’t know where to begin? Check out the Blogging For Dummies series on Amazon. This series can always be counted on for relevant, useful advice*

                                                                

We also created a google docs spreadsheet with a huge list of bloggers that we can support, so if you are interested in having it or adding your blog to it, please send me an email (melanie@partnersinfire) and let me know!  I’m not going to post the list on this blog because I don’t want to get banned from Amazon. I don’t think having a list is specifically against any of their rules, but why risk it?

 

Other Affiliates

We also signed up with some additional affiliate programs, to include Clicky-Homes* and Flex-offers. Flex-Offers is interesting because it’s a website that’s just a conglomerate of affiliate links. You have to register to access the website, and then you have to apply for each company you’d like to partner with. Most of the companies that are members aren’t really applicable to the field of personal finance (lots of retail) but I did sign up for a few of the travel affiliates and incorporated them into my travel blog.

Ads

We are still using Adsense to generate ad revenue for our blog. Currently, we’ve made about twelve bucks total with it (and they don’t give you a payout until you reach 50). We are hoping to get enough unique visitors and page views in the next few months to upgrade to a better ad program.

What’s Next?

Our goals for February are to work really hard at alternate forms of marketing. My biggest challenge is E-mail marketing.  The goal is going to be to get ball rolling on e-mail subscribers, though I’m not entirely sure how to do that yet.  It’s probably going to take a lot of research, but I’d love your input! Also, if you aren’t already subscribed, don’t forget to sign up in the side bar!

My other big goal for this month is to continue growing our readership. I want to increase by 200 readers again, so that we have 500 total users for this next month. It’s a hefty goal, but I think its achievable. 

I also signed up for the Share-a – Sale affiliate program. I haven’t used it yet, but I’ll be sure to add it to my updates for next month!

What are your favorite blog growth strategies?  Leave a comment and let us know!

Love this post? Share it!

Hey folks! Transparency Disclosure- Some of the links in this article are affiliate links. That means I’ll receive a small commission if you decide to click on it and buy something. Don’t worry, it doesn’t cost you anything extra!

 

Ok, the disclaimer is a bit mis-leading in this one. This post is mostly one big affiliate advertisement for the one thing that I wish my realtor had when I was trying to buy a house: Clicky-Homes*.

Wait, stay with me! This isn’t an advertisement for most people. Only realtors can sign up for Clicky-Homes. For those of you who aren’t realtors, this is just a fun post about my experience trying to buy a home from 2000 miles away (and there may be a cat picture in it for you if you stick around!). Seriously, its not an easy thing to do! But maybe if you are ever in the market for a home, you will remember this post and look for a realtor who uses Clicky Homes.  It won’t cost you anything.

Why Buy?

Now, why do I wish my realtor had clicky homes?  If you read any of my previous posts or know anything about me at all, you’d know that I recently moved from Los Angeles to Savannah (and if you don’t, you can read my first blog post about Lucking Out in Real Estate here!). I had to house shop from 2000 miles away!!

A lot of people tell me that I didn’t have to buy a house. Well, they are wrong. You see, what I don’t always advertise here on the blog (or on social media) is that I’m a cray cat lady. I have four of the little demons plus two pretty good-sized dogs. I actually looked all over the place for a rental in Savannah. Apparently, nobody in Savannah wants to rent to a crazy cat lady. Well, nobody who advertises nationwide at any rate (I can’t for the life of me understand why, even as I stop one of them from scratching at the couch for the hundredth time today).  Anyway, I had to buy.

 

How do you buy a house from 2000 miles away?

Zillow was my best friend for many weeks while I was still living in LA. I was scouring listing after listing from the other side of the country!  I made spreadsheets of my favorites with little notes about the pros and cons of each, and talked with my realtor pretty much every day about new listings. Next, I booked myself a weekend trip to Savannah to see all these great places in person and make a final decision.

I’m sure most of you have looked at homes on Zillow and Realtor, am I right?  Aren’t they so perfect in the pictures?  Don’t all the homes just look absolutely amazing?  Well, the photos lie. At the very least, they are super misleading.  That beautiful 3-bed 2 bath ranch home actually has a master bedroom the size of a storage unit. One of those tiny ones! That “walk-in” closet is more like a shelf in real life. Pretty much every home that looked super amazing in the photos had serious design flaws that were left out.

Related: Are you into PF and real estate Blogging? Want to be an affiliate for Clicky-Homes? Check it out here! I don’t even think I get paid for referring you!

Why I wish my realtor had Clicky Homes

And this is exactly why I wish my realtor had Clicky Homes. Clicky Homes is the first and best visual media platform for real estate. They have live streaming events, virtual tours, and even use Youtube! It’s the best way to see a home without actually being there.

Obviously in person home shopping is the best idea, but we don’t always have that option. I’d rather have a realtor who could live stream a walk through to me than only have pictures. If my realtor had clicky homes, I would have been able to knock off 70% of my list of homes before ever stepping foot in Georgia. I wouldn’t have had to waste hour after hour looking at homes that pretended to meet my requirements but didn’t in real life. I could have focused more on the 30% of homes that really did meet my needs. Do you know how much easier my life would have been if I only needed to look at 10 homes instead of the 50 homes that I crammed into that one weekend?? Clicky Homes would have been a lifesaver!!

clicky homes

It might help you too

I’m sure I’m not the only person ever to need to buy a home from a distance. Having a realtor with access to Clicky Homes would be a huge boon to someone who is in that position. But I’m sure it would be super helpful to those buying a home in a city they live in as well. Touring homes is fun at first, but after the 15th or 20th one, it just gets exhausting. Having an easier way to narrow down the houses that aren’t a good fit right off the bat is an advantage to anyone.

So if you are buying a home, ask your realtor if they use clicky homes. It might save you a lot of stress.

And if you happen to be a realtor, look into Clicky Homes*. Help your clients have an easy, stress free home shopping experience.

 

*Links with this next to it are the affiliate links that we talked about above. We appreciate your readership!

Love this post? Share it!

Why Fire?

Jonathan and I are on a path to fire because we want to live life on our own terms. We don’t want to be tied to any job or employer. We don’t want the stress of needing a job. Being stressed out at work sucks!  We don’t want to deal with that anymore.

Our Path to Fire

If you recall from our article on the Fire Fundamentals (and you can read it here if you don’t!) I mentioned that there are four steps to getting on a path to fire. Step 1 is learning about Fire – I think I have that covered. Step 2 is deciding what you will be comfortable with. The third step is to make a plan for getting there, and the final step is to execute that plan.

What type of Fire will I be comfortable with?

I know we want to travel, so lean fire probably isn’t for us. But we also want to have a comfortable, secure traditional retirement (We absolutely don’t want to be in poverty when we are seniors!), so we need to at least get to Coast fire. We want to be financially independent as soon as possible, and we decided that we will probably need about 60K per year to be comfortable. We are also ok with working odds and ends types jobs, so I’d be totally comfortable with a barista fire type of lifestyle (financially independent, but taking an easy part time job to fill any holes that come up or for extra spending money).

How are we going to get there?

Sixty thousand dollars per year without working a full-time job seems pretty daunting. We need big gains and passive income! I got super lucky with real estate – and by getting lucky I mean I bought at a great time in a market that would only increase. My big gains could come from selling the house! But we also knew that meant we couldn’t stay in the crazy expensive metropolis of Los Angeles. We needed to find a new city in order to really capitalize on those real estate gains. 

Passive income is the real key though, so we needed to figure out a way to generate income without working. Blogging and Investment funds for the win!

Executing the plan

The first step to executing the plan was selling the house in a high COL area and moving to a low COL area. Done!  We packed up and moved from Los Angeles, CA to Savannah GA. Next, I used  my new found capital to set up diversified investments and open an account with Vanguard. Third, we dedicated ourselves to working like crazy for these next three years to shore up our investments and ensure that we are 100% ready to take that plunge into early retirement.

Related: Which Vanguard Total Market Fund should you chose?

We also set up additional income streams. We launched this blog, and have dedicated ourselves to updating content and marketing it whenever we can. I went back to my travel blog and updated the content, adding affiliate links and increasing the social media presence. Every little bit helps!  Every cent we can make via blogging gets us one step closer to freedom (full disclosure, we haven’t really made anything blogging yet. But Partners in Fire is super new, so we are hoping to generate some income off it in the coming months!)

I also have my 401K account for additional income when I reach retirement age, a pension, a Real Estate Investment Trust (REIT), and a few individual stock holdings. These different types of holdings should ensure that we are well diversified and should provide dividend income when we are ready to stop working.

Not Your Plan

We get that not everyone owns a home in a high COA area, and not all those who do will make huge gains by selling. That’s why my path may not be your path. Don’t worry, there are tons of other ways! Check out this small list of personal finance bloggers to see their paths to fire. You can take what you like from each and start your own journey!

Other Paths

 Downsize your 2080’s  Path to Independence involves downsizing the amount of time spent working. Some paths are simply about finding that work/life balance! Check out how they do it here!

Fifty Week Vacation is investing in both the stock market and real estate to create short, medium and long-term cash to achieve FIRE. Read about their investment journey here!

Saving Sherpa is perusing FIRE by putting experience over luxury, not having kids, and saving 70% of his income w/o side hustles. Read more about his $26k/yr Boston lifestyle here!

Military Dollar is going to achieve Fire by taking advantage of the programs offered to members of the armed services and creating multiple streams of retirement income. Follow her journey and learn some additional awesome finance tips for service members here!

Tread Lightly Retire Early is going to reach Fire by living an eco-friendly life and cutting spending to maximize their savings rate while minimizing their carbon footprint. Find out how they help the planet while gaining independence here!

What’s your Path to Fire?

As you can see, there are lots of different ways to get to financial freedom. There isn’t a one size fits all approach. And these blogs I listed are just a small sample of the paths different folks are taking, there are thousands more out there. Hopefully you will get some ideas from these and other blogs about what will work for you.

What does your path to Fire include? Do any of these bloggers resonate with you?  Is there a totally different path that I’m missing?  Let me know in the comments!

Love this post? Share it!

 

Wow, we are so humbled to have been nominated for a Sunshine Blogger Award! As a brand new blog, we are trying our hardest to spread positivity and make positive contributions to the blog-o-sphere. We are thrilled that our efforts have been noticed!

We want to extend our deepest gratitude to Jason of 196 Trip for nominating us for this award. He’s one of my absolute favorite travel bloggers and a true inspiration. He’s incredibly supportive of other bloggers and always willing to share his insights or offer advice. You can read about his adventures here.

The Sunshine Blogger Award is given to bloggers that are inspirational and supportive of their fellow bloggers. Sunshine Bloggers spread creativity and positivity throughout the blogging world. I’m so honored that Jason thought I met these criteria!

Sunshine Blogger Award Rules:

  1. Thank blogger(s) who nominated you in the blog post and link back to their blog.
  2. Answer the 11 questions the blogger asked you.
  3. Nominate 11 new blogs to receive the award and write them 11 new questions.
  4. List the rules and display the Sunshine Blogger Award logo in your post and/or on your blog.

 

Questions from Jason (answered by Melanie):

What is the first blog post that you ever wrote about? 

Our First ever Blog Post on Partners in Fire is called “Getting Lucky with Real Estate”. It discusses whether luck or hard work played the biggest part in our awesome real estate win, and we also talk about why we decided to move away from Southern California.

 

If you could only travel to one more place, where would it be and why? 

Only one place??  That’s so unfair!  Well, I’m a fan of the Go Big or Go Home idea. If I could only travel to one more place for my entire life, it would be one of the Earth Like Planets that scientists have just discovered. Ross 128B is the closest, so I’ll go with that one. You only live once, right?

 

What is your favorite book?

God, I have so many favorite books. I love reading!  It changes depending on my mood to be honest. I love the romance of Jayne Eyre, the friendship in It, the magic of Harry Potter, the suspense of Dracula, and the ending of A Tale of Two Cities (though I didn’t much care for the rest of that book).  I usually read non-fiction though, I love anything that describes the history and mythology of ancient cultures.

 

What three bloggers do you get your inspiration from?

There are so many inspirational bloggers that it’s hard to pick. I would have to say that April at Travelling Wanderer has inspired me the most. She’s the most positive person on the internet, and she’s inspired me to spread the love to other bloggers the way that she does.

Mister Money Mustache is also an inspiration. He was one of the first PF bloggers who said “yes you can be financially independent, and yes you can retire early. Here’s How”. I don’t think the world of PF blogging would be what it is if not for him. 

Finally, I’d have to pick Travis at Travis and the Brain. He’s overcoming a traumatic brain injury yet still finds the time be supportive of other bloggers and encourage newbies.  I think  that’s truly amazing. 

 

What is your favorite form of social media to use for your blog?

My favorite to be on is Twitter, hands down. It’s ok for traffic, but it’s the best for quickly and easily building a community. The people that I’ve met on Twitter are super awesome and amazingly helpful. I’m so thankful to be a part of that community.

 

What is your favorite form of content (written, audio (e.g. podcasts), or video) to personally consume?

I love love love to read!!!  I’ll watch tv if I want mindless entertainment, but I’d much rather read a blog post than watch a video or listen to a podcast (talk about snoozeville!! Am I the only one who falls asleep to podcasts?) I’m actually one of the few people on the planet that’s irritated by the fact that most news stories on the web are videos now. I don’t want to watch a video!  I want read the darn news story.

 

Who do you look up to the most?

Ayaan Hirsi Ali is my personal hero. She grew up in Somalia and was persecuted throughout her life for her gender and her religion. She had the fortitude to question the values that were taught to her from her youth, reject them, and become a champion for women’s rights. She’s an amazing woman.

She also wrote a book about her journey, called Infidel*

 

Why do you blog? 

I blog for many reasons. I’d love to someday make money off the blog, but I actually enjoy doing it. I like writing and I like helping people. We started Partners in Fire to help other people realize that they could find a way to achieve financial independence. I want others to be able to break away from the nine to five slavery too!  I also love all the new skills I’m learning as a blogger. I’m a social media manager, photographer, SEO expert (and by expert, I mean I know very little), and I’m becoming a better writer. 

 

What has been your biggest struggle as a blogger?

Gaining traffic is the hardest part about blogging. I feel like our content is pretty good, but it’s hard to compete or even get noticed given the vast amount of information on the web. It can be discouraging at times, but I think if we keep posting awesome content our traffic will grow.

 

What is your go to song right now?

My go to song is always (and I know, this is going to date me) the Anthem by Good Charlotte. I freaking love that song! I feel like it embodies what I want to do with my life, even though in reality I did the complete opposite. Still, there’s time to fix that and go against what society tells us to do, and I’m working on that.

 

If money and time were not an issue, what would you be doing right now?

Traveling, studying, and writing. I wouldn’t be working at my job, that’s for sure!  Hopefully I’ll get to that point in the next few years though. That’s the plan!

 

My Nominees:

 

It’s so hard to pick!  I’m going to try to focus on the newest bloggers that I know who have been positive influences on my blogging journey. Everyone on this list started blogging (at least their current blogs) in 2017 (according to Twitter). These are the most awesome, inspirational NEW bloggers that I know (and I’m sorry if I skipped anyone else who started in 2017, I only had room for 11!)

 

  1. The Gritty Millennial
  2. Frugasaurus
  3. Damn Millennial
  4. The 76K Project
  5. GenyMoneyCA
  6. Defined Sight
  7. Stop Ironing Shirts
  8. Tread Lightly, Retire Early
  9. Winning Personal Finance
  10. Handy Millennial
  11. Married with Money

 

My Questions for my wonderful Nominees:

  1. Who or What inspired you to start your blog?
  2. What is your favorite thing about blogging?
  3. Who inspires you?
  4. What has been your greatest achievement?
  5. What are your three favorite blogs?
  6. If you could have any super power, what would it be?
  7. If you could wake up tomorrow magically knowing one aspect of blogging, what would it be?
  8. What are your plans for retirement?
  9. What is your favorite investment type/fund/vehicle?
  10. If you knew 10 years ago what you know now, what would you change?
  11. What is your number one life goal?

 

*Links with this next to it are affiliate links. That means I’ll receive a small commission if you decide to click on it and buy something. Don’t worry, it doesn’t cost you anything extra!

Love this post? Share it!

Gaining Twitter followers is hard! Then again, gaining followers on any social media site is hard. But let’s stick to Twitter for the purpose of this post, because apparently I’m pretty good at getting Twitter followers (not so much when it comes to other social media sites).

I started my Twitter account for my new blog, Partners in Fire, on November 5. I remember because I used that date as my birthday (that’s not my real birthday!). By November 30th, I had over 400 followers, and I made it my goal to reach 500 Twitter followers by my Twitter Month-aversary. And guess what? I did it!!

How did I gain 500 Twitter followers?

How did I accomplish the difficult task of gaining 500 followers during my first month on Twitter? It actually isn’t that difficult, but it does take a lot of time and effort. Here’s the short-list if you want to get right to it:

1. The Basics
2. Engagement Engagement Engagement!!
3. Like Follows Like
4. Content is King
5. Hash it up
6. Support Groups

1. The Basics

Let’s start with the basics. First, you want an actual profile picture and cover photo. They can be avatars, pictures of pets, pictures of you, whatever. But nobody wants to follow an account that has the general Twitter egg as the main photo. That screams bot to me, and it probably screams bots to many others.

Next, you want to write a bio. Just tell us something about yourself! Followers want to know that you are a real person. I personally don’t like to follow accounts with a lot of emojis in their bio because in my experience, those have been the spammiest accounts. But you do you on that one, my personal opinion isn’t relevant to your brand. Last, it never hurts to put your website in or to have a pinned tweet.

So now that we’ve covered the bare bones basics that you all are already doing anyway, let’s get to the real tricks.

2. Like Follows Like

The best way to get followers when you are brand new is to follow similar accounts. By similar, I mean in size and in content. Let’s take my @partnersinfire Twitter account for example. I’m using this account to promote a financial independence and lifestyle blog. Therefore, I should be following small-time bloggers who are also looking to grow their audiences. I should also be following people who are into related topics: finance, saving money, budgeting, etc.

One tip that I always see on other “how to gain followers” posts is to follow the big shots in your field. I don’t like this advice. When I’m trying to gain followers, I don’t focus on following the giants in my niche. Mr. Money Mustache is one of the most popular financial independence bloggers in the world. He has amazing content, but he also has over 80 thousand Twitter followers. He’s not going to be excited about getting one more; and he probably won’t follow back. In fact, he’s only following about 50 people. It’s better to follow smaller accounts who are in the same boat as you are. Follow people who are just starting out with social media and who are trying to grow. They are much more likely to follow you back, and they will be an integral part of the community that you are engaging with. Their followers list is also a great place to look for new followers.

3. Engagement^3 (that’s engagement times 3!)

In my humble opinion, engaging with other Twitter users is the number one path to growth. By engaging, I mean commenting on their posts. Likes and Retweets are nice, but the person isn’t really going to remember you or acknowledge you if that is all that you do. Who are you going to remember, the person who opens a door for you or the person who tells you that they love your bag? It’s the same concept. If you want other users to notice you, you are going to have to comment on their posts.

What kind of comments should you make? The beauty is that it doesn’t really matter. You can write whatever you think of. I sometimes agree with the original commenter, or write a funny story about how that comment relates to my life. Sometimes I even disagree, but I always do so in a polite and respectful way. The only way to mess this up is to be rude, offensive, dismissive, or generally negative in any way. The point of Twitter (for us anyway) is to be positive, create a brand, and spread a good message. We don’t want to made anyone feel bad. So keep you replies positive, even if you disagree with something.

4. Content is King

We’ve all heard this a billion time when it comes to blogging, but it is true for getting Twitter followers as well. You want to post interesting, engaging things on Twitter that your followers and potential followers will appreciate. This is often a struggle for me because I don’t know what to Tweet about. What should I say? Will people like that? Will I get hate for this Tweet? Has this been said before? Will people actually engage with this? These are all questions that I have asked myself before Tweeting. But it really doesn’t have to be that hard! My Tweets usually fall into six categories.

 

twitter feed
An example of my Tweeting method. You can see I have humor with a quoted tweet, a promotional tweet, and a poll with an interesting question

 

 

Questions

This is probably the format I use the most. I ask Twitter questions all the time. I ask blogging questions, I ask social media questions, I ask finance questions. I’ll ask any type of question on Twitter. People love to answer questions! And sometimes people follow you because they want to know the answer too. I mix it up between asking a straight up question and running a poll, because as we know in the finance world, diversification is key. It’s important on Twitter too, you don’t want to bore your followers!

Pictures

Everyone likes to see pretty pictures every now and then. And I’m sure a bunch of research shows that Tweets with pictures tend to get better engagement than Tweets without. So show some pictures! Share a cat or dog picture every now and again, or share a picture of your every-day life. Followers like to know that you are a real person.

Promotional

Of course, if you are like me and every blogger ever, you are using Twitter to promote yourself. So, some of your original Tweets should be about you! Share your latest blog post, share something positive that happened in your life, share your social media accounts, share your wins (and your losses, Twitter can be incredibly supportive!). But make sure this isn’t the only thing you are doing. We have all seen accounts where all of their posts are self-promoting, and they just look spammy. Nobody is going to want to follow that.

Humor

I try to be funny every now and then. I figure if I can get someone to laugh, they may want to follow me. I’m not a comedian (though I laugh at myself a lot) and my blog isn’t a comedy blog, but its always good to keep people engaged with a bit of humor if you can.

 

I thought this was hilarious!

Passionate subjects

I really don’t want to use my Twitter account as a soapbox, but sometimes I think it is important. There are a few issues gaining national attention that are extremely relevant to the blogging community and to our lives in general. I can’t help but to Tweet about them. The best example is the Net Neutrality issue. I’ve been regularly Tweeting about this issue on all of my Twitter accounts, because it is an extremely important thing that affects all of us. It probably also gets me a few followers, which is just bonus.

Quotes

Another great way to post engaging content is to quote other people’s Tweets. Instead of hitting the easy Retweet button, add your own spin by quoting the Tweet. General Retweets are fine every now and then, especially for important topics, but they don’t add any value. They don’t add content to the conversation. So instead of hitting the Retweet button, quote the tweet and add your own spin. It doesn’t have to be anything profound. You can quote a Tweet and say how much you agree with the original author.

A great thing about using this method is that the original author will receive a notification, and will often engage with your quoted Tweet. They won’t do that with a Retweet. I  try to limit simple Retweets to topics that I am incredibly passionate about and supportive thread Retweets (more on that later).

5. Hash it up

You have amazing content that you have written, but how are you going to get people to see it if you don’t have any followers? Twitter has an easy solution to that: hashtags! Hashtags are a great way to get your content seen by other people who share your interests. The important thing is to keep your hashtags relevant. I tweet about Financial Independence a lot, so I use #financialfreedom, #fire, and #finance. But if I’m asking a question about blogging, I won’t use those; I’ll use general blogging hashtags.

People do actually search hashtags. And they engage with you if your tweet is applicable to the hashtag discussion. I know a Twitter user who will use the hottest trending hashtag on every tweet, even if it is totally unrelated. This is not a good way to gain followers.

Searching hashtags is also a great way to find accounts to follow. When I was at a paltry 0 followers, I searched related hashtags that I mentioned earlier to find related accounts to follow. It works both ways!

6. Support Groups

For the most part, fellow bloggers are the most supportive people out there. Find fellow bloggers to follow and engage with, and they generally follow and engage right back. They don’t even have to be in your niche. I joined a “bloggers follow” thread and gained about 30 engaging followers within an hour of joining. These amazing Twitter users run blogs on all sorts of topics, from make-up to lifestyle to travel to living with traumatic injuries. Everyone supports each other and reads each other’s blogs. In addition to gaining a bunch of followers I gained a wealth of information on a huge variety of topics! You can follow the account @bloggerstribe to get a start on finding some supportive bloggers to follow.

Not all groups are equal

Be careful with follow threads though. Very Careful! I made the rookie mistake of thinking that all follow threads would be like the amazing blogger follow thread that I chanced upon. Oh how wrong I was! I joined a regular “follow thread” and it was a huge mistake. It was one of those “follow everyone who Retweets this to gain followers” things. So I Retweeted it and followed everyone else who did. Bad idea. First of all, most of them didn’t follow back, so I didn’t really gain many followers. But the worst thing about it is that my feed was suddenly filled with spammy Retweets of “follow for this” and “gain followers this way”. All of the awesome content that my real Twitter friends were publishing was drowned out. I promptly un-followed everyone who spent their time on Twitter re-Tweeting for followers.

 

This was the "follow thread" that I made the mistake of retweeting

What was the difference between the blog thread and the general one? The blog thread had real people involved who were genuinely trying to grow their brands, their blogs, and their Twitter accounts. They cared about engaging because it was more than just a number, it was themselves. The general “follow thread” was filled with accounts (people or robots, who knows?) that were just trying to gain followers. They didn’t care about having relevant content or engaging with people, they just wanted the largest number of followers possible. To be honest, that’s not the type of account that I want following me anyway. I want people who follow me to be interested in what I have to say and to engage with me.

Get to Twittering!

Growing your Twitter following really isn’t that hard. If you follow similar accounts, engage with other, post awesome content, use relevant hashtags, and join some support groups you will be able to gain at least 500 Twitter followers each month! So what are you waiting for? Get out there and Tweet it up!

Love this post? Share it!