Most experts will tell you that you have to follow a certain path, or certain set of steps. They are wrong! We all have different goals, so instead of following certain steps, look at the building blocks and focus on the ones that align most closely with your own financial goals.
Ok you got me. Block 1 is a first step that everyone needs to do. Make your plan! Decide what you want and how you're going to get it!
Once you know what you want, you have to build a budget to help you get there. Cut back on non-essentials and save where you can. Revisit it regulalry
Block 3 is all about saving. Stash money into your emergency fund. Start building your FU fund. Make your cash reserve so you can afford an emergency or to live without a job.
Money saved doesn't grow. The best way to grow your money is to invest it. How you invest will depend on your personal risk tolerance and your money goals. You can also invest in yourself and earn more money!
Being debt free is an amazing step towards being truly free. Pay off your credit cards and put them away. Pay off the car and mortgage, and be free of obligations
Don't let someone tell you that you need to pay off all your debt before investing, or need to have a certain amount saved before paying off debt (outside of a $1000 Emergency fund!). Focus on the block that makes the most sense based on your plan.