Mortgage lenders do not like people opening and closing cards in a certain period. It brings on some fear to them in seeing if you can handle new debt.
One other thing about being organized is when you are manufacturing spending, and you know you need to hit a bonus, make sure you have a plan to hit the bonus.
The primary thing to be careful about is credit card debt. Credit cards have enormous interest rates, and we do not need debt to be added.
When we are credit card churning, you must have some strategy. The strategy will help you stay organized and avoid any unwanted failures that could occur.