Everything you need to know about homeowners Insurance

Buying a home is a big deal and a significant investment. For most of us, our house is our biggest expense  

More importantly, our house is our home. It’s where we relax, rest our heads at night, probably work from now, and it’s what keeps us, our family’s, and all of our stuff safe. 

This is why it's essential to protect your home with a homeowners insurance policy. Here are the most important things you need to know about home owners insurance. 

Homeowners insurance is an insurance policy that covers losses and damages to your home and assets in the house.

What is Homeowners Insurance?

Like most insurance policies, the policyholder pays a premium each month to maintain the policy. The premium paid each month can vary based on many factors.

How Much Does Homeowner's Insurance Cost?

Where you live, age of home, coverage amount, fire protections, home condition, deductible, credit history, home cost, etc.

Factors that go into insurance policy pricing

homeowners insurance will cover the costs of making any repairs due to covered damages after the deductible has been paid. For example, you can make an insurance claim if you incur water damage or damage from a fire.

How Does Homeowners Insurance Work?