12 Lifestyle Changes with Massive Impacts on Your Finances

People usually initiate lifestyle changes to become healthier, but many also positively impact their finances. Here are 12 lifestyle changes that have massive financial impacts. 

Quit Drinking

Close up of a man drinking beer from a pint glass at a bar
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A few beers a day adds up. You can cut hundreds of dollars off your monthly food budget if you stop ordering drinks at restaurants and stop grabbing six-packs at grocery stores. 

Soft Drinks

three glasses of cold pop with ice in them
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People reflexively order soft drinks with all their meals, but restaurants charge outrageous prices for sugar water. Why pay $3.5 for the pop when you can get a glass of water instead? Expand this to the grocery store and quit drinking soda altogether. 

Limiting Generosity

Man holding money to his side, looking over his shoulder as if someone is going to take his money. Miserly looking man guarding his money
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We all want to treat our friends well, but it becomes problematic when it’s not reciprocated and becomes expected. Stop treating your friends all the time to save money and discover who likes you for you. 

Pen and Paper Budget

glass jar labeled "budget" halfway filled with coins.
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Seeing the numbers written down makes things real for some people. Rather than looking at a digital statement every month, write everything you spend down in a journal. Discovering how much you spend on useless junk can be eye-opening. 

Cooking at Home

A man cooking eggs in a frying pan.
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Cooking at home has many benefits. You can control the ingredients and the portion sizes, and home-cooked meals are typically far cheaper than restaurant meals. 


person writing in their calendar planner
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Incorporating planning into every aspect of your life can help you save a great deal of money. Use a bullet journal to keep track of your schedule, events, and special occasions so nothing ever creeps up on you again. 

Preventative Health

Young female doctor caring for an older female patient.
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It is far cheaper to see a doctor and take medication for a minor health problem than to wait for it to become a massive health problem. Make an appointment. 

Stopped Stressing Over Appearances

Fashionable wealthy woman ewaring white coat and hat with gold jewelry.
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Young girls are told their looks matter above all else. Because of that horrific message, many girls spend hours and thousands of dollars keeping up with appearances. They feel much better about themselves (and their financial future) when they let go of unattainable beauty standards. 


Woman relaxing, looking free and happy
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Some folks traded wild nights out for relaxing nights in and couldn’t be happier. They drink less, feel better, get more sleep, and spend far less money. 

Setting Boundaries

Older man crossing his arms in a refusal gesture.
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How many times have you spent a small fortune doing something you didn’t even want to do in the first place? Learning to say no can help you save a lot of money and improve your self-esteem. 

Going Vegan

An abundance of healthy frutis and vegetables on a table.
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Meat is expensive. You can save a ton of money on groceries if you cut it out entirely. However, you can still save if you limit your meat intake. Try enjoying 2-3 vegan meals per week, and swap beef out with chicken or turkey. 

Walk More

A senior couple walks happily through a park.
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Try walking or biking to work, grocery stores, and outings if you can. You’ll get healthier and save a lot of money on gas and car maintenance. 

How To Make a Financial Plan

hands working on a financial plan
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You don’t need to pay a financial advisor to craft a financial plan. Here’s how to do it on your own!

Read it Here: How To Make a Financial Plan

12 Ways You’re Shortening Your Lifespan Without Realizing

Wide eyed woman looks upset and slighlty confused.
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These 12 habits have negative impacts on your health and well-being. Are you guilty of any?

Get More Done with a Bullet Journal

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Bullet journaling can help you be more productive. Experts discuss how the simple act of bullet journaling can help you get more done in your daily life. 

Read it Here – How Bullet Journaling Boosts Productivity

Use the Triangle Method To Achieve Your Goals

image of a triangle with money inside and sides labeled with savings, debt repayment, and investing to represent the triangle approach to finances
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Should you save, invest, or pay off debt? Gurus have tons of different answers, but the triangle method works for everyone

How To Get Better Sleep

A woman sits in bed in the morning hugging her pillow. She's wearing white and her entire room is white.
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Want a more restful night? Follow these tips for a better night’s sleep!

Source: Reddit