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graduation money

12 Smart Ways to Make Your Graduation Money Work for Your Future

The average college graduate receives $1,847 worth of cash and gifts from family and friends. While it’s tempting to splurge all of it, your future self will thank you for spending it wisely. Don’t worry. With these 12 smart spending strategies, you’ll still be able to treat yourself while learning to be financially responsible. 1. …

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get out ofdebt

How to Get Out of Debt: 13 Expert-Backed Steps for Success

Dealing with debt can feel like a hopeless situation. You try your best to make your payments, but interest charges eat up all your progress. The next month, you’re back to square one. Sound familiar? Don’t worry: You don’t have to be stuck with debt forever. We reached out to several experts and got their …

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nft

What Are NFTs (Non-fungible Tokens)?

Non-fungible tokens (NFT) are cryptographic digital assets that each have uniquely identifiable metadata and codes. Their data is stored on the blockchain, ensuring they can’t be replicated or forged. The tokens act as a representation, like an IOU, for either digital or tangible items. For instance, one could create NFTs that stand for digital artwork, …

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bankrupt

Bankruptcy Stays on Your Credit 10 Years and Other Myths

You might have heard that bankruptcy gives you a clean financial slate, but that’s not exactly accurate. For those experiencing serious financial distress, bankruptcy can be a way to eventually restart. Depending on your financial situation, you can get rid of debts or restructure them. But this doesn’t give you a clean slate, especially on …

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