Non-Negotiable Spending: 12 Luxuries We Will Always Pay For

Although saving money is vital, many people realize there’s a fine line between saving and spending to improve your life. 

Here are 12 things we’ll gladly spend money on!

Vacation in Style

Woman with a hat, bag, and passport in hand ready to take a trip somewhere.
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Teenagers and early twenty-somethings may not mind uncomfortable hostels, long layovers, and skipping the biggest cultural icons of a city, but as we grow older, we learn what’s really important when traveling. We’ll spend extra money to get it. 


The open back of a full moving truck parked in a residential area.
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Movers are expensive, but they’re worth every penny. Why stress about finding a friend with a pickup truck and figuring out how to Tetris your stuff through the door when you can pay someone to do all that?

Direct Flights

Flight taking off on a runway.
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I used to book the cheapest flights imaginable that would have me city-hopping three times before arriving at my destination. Now, I book direct whenever possible. 

Luxury Apples

apple orchard with fresh ripe apples on the tree
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Honeycrisps, pink ladies, and snapdragons blow those cheap red delicious apples out of the water. We’ll spend way more on tasty apples. 

Weekly Coffee Treat

A cup of coffee on a rustic blue table with a good morning tag on it next to a small bunch of flowers.
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Coffee shop coffee is often derided as one of the worst financial mistakes you can make, but most people realize splurging on a coffee treat once or twice a week won’t break the bank. 

The Gym

man running on a treadmill at the gym.
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Yeah, it’s $100 a month, but it also provides a safe place to work out, access to several machines and free weights, and numerous workout classes to help you get in shape. 


young woman smiling while making the bed
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A good night’s sleep is essential to health and well-being. After spending years sleeping poorly, many people splurge on the perfect mattress, pillows, and blankets to help them enjoy a blissful night. 

Our Pets

Smiling woman holding a cat
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Pets are members of the family, and they deserve the best. We have no problem buying fancy dog foods, getting regular vet care, and showering them with all the presents they deserve. 

Fancy Tea

Man holding wooden tray carrying tea under a cherry blossom branch.
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You don’t understand the allure of fancy teas until you try them, but you’ll be hooked once you do. 

Skin Care Items

A man rubbing skin care lotion under his eye.
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People think we’re nuts for spending $20 on a jar of night cream, but it’s a small price to pay to keep our skin looking healthy. 


Silhouette of woman playing violin at night on a rooftop with the full moon in view. Moonlight concerts are a perfect fall activity for couples
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You never know which tour will be the last. Book your ticket to see your favorite performer when you have the chance. 

Quality Clothes

Interior of a modern clothing story showcasing women's fashion.
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Why spend a fortune buying and replacing fast fashion when you can spend more money up front to get quality items?

House Cleaning

Gloved hands using spray cleaner and cloth to clean a window.
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It’s okay to spend money on stuff that saves you time. Many people splurge on housecleaners, freeing them to focus on more important things. 

Doing Stuff with Friends

Two girls sitting on bean bag chairs having an active, friendly conversation. They're paying attention to each other.
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Life is for living, and if we don’t spend time with friends now, we may not have the chance later. We’d rather pay a little to go to a game, concert, or outing with a friend than miss the opportunity to engage with essential people in our lives. 

Enjoy Your Friendships While You Have Them

group of happy people at a restaurant
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Sometimes friendships end because we don’t nurture them. Avoid that by doing new and interesting things with your posse!

Here are 101 fun things to do with your friends


pretty woman wearing red on a yellow background with her finger near her lip and her eyes shifting sideways
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An underrated key to happiness is investing in yourself. You’re worth the time and effort.

Here are 38 ways to invest in yourself, and most aren’t about money. 

Our Favorite Hobbies

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Hobbies don’t have to be expensive. Here are 62 cheap hobbies you can try to enjoy your life in your spare time!

Read it here: 62 Free and Cheap Hobbies You Can Start Today

Top Things We Aren’t Buying Because of Inflation

Woman biting her lip while holding open an empty wallet on a blue background.
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We learned these staples we used to buy regularly are actually luxury items. Here are the top items everyone stopped buying because of inflation

Extreme Frugality

A happy woman holding a piggy bank in one sign and giving the "okay" signal with the other.
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People share the most drastic things they’ve done to save money.  

Source: Reddit