How the Rich Get Richer – Real Talk on How People Build Wealth And How You Can Copy

The rich get richer as the poor continuously lose wealth. Wealthy folks have tons of tricks up their sleeves for building and maintaining a substantial net worth, and although some aren’t possible for ordinary folk, many are. 

Here’s the truth about how the rich get richer – as you see, you can use some methods to build your nest egg!


small money plants lined up in a row from small to large, showing that if you plant your money it will grow, to represent investing
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Investing is the simplest path to building wealth; almost anyone can do it. The adage that it takes money to make money is more accurate than ever, but anyone can invest in index funds with just a few dollars a month. 


A family standing outside their new home smiling and showing off the keys.
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Hard work doesn’t make wealth; ownership does. Owning a company, a home, stock investments, fine art, and other assets helps the rich maintain their wealth. 

Ignore Lifestyle Creep

happy woman holding shopping bags
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The rich don’t care about buying more junk. They don’t let a few more dollars in their pocket go to waste on material things. 

Not Keeping Appearances

Stylish rich couple near the water, likely on a boat
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The old meme showing the new rich guy in glitzy clothing compared to the old rich guy in jeans and a tee shirt speaks a little truth. 

Rich people stay rich because they don’t spend money trying to show off their wealth. 


A well-dressed and wealthy looking couple walk towards a private jet on a tarmac.
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We can’t ignore that many of the wealthiest among us inherit their wealth. Some families come from old money, allowing their kids to live life on easy street. 

Generational Wealth

Father smiling as his son puts coins in a piggy bank.
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Many people ignore that generational wealth is far more than cash. Many new rich became that way through parental help, but that doesn’t mean they were gifted hordes of money. Some got help with education, while others had a home to live in while building their business. 

You may not become wealthy in this lifetime, but if you start now, you can build a solid foundation for your children. 


smiling man wearing college graduation robes and holding a diploma
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A college education in an in-demand field is a sure-fire way to build financial security. Doctors, lawyers, engineers, programmers, and other professionals make enough money to invest and build wealth. 

Spend Less than You Earn

Happy woman holding a small piggy bank with bills coming out of the top.
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People who grow wealth live within their means. The sacrifice wants to save for the future. Some live on rice and beans even if they can afford steak because they know building financial security is more important than dinner. 

A Little Luck

A woman crossses her fingers wishing for luck.
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For every Mark Zuckerberg, thousands of people had a spectacular idea that never gained traction. Being in the right place at the right time often helps. 


Pretty short haired woman with her hand on her chin and a smile on her face as if she's having a happy thought.
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The new rich are primarily innovators. They have fantastic ideas and the skills to implement them. They create new platforms, devices, and ways of doing things and make tons of money for these ideas. 

Start Their Own Business

A smiling business man stands in front of his team.
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Business owners tend to have more wealth than laborers. Being your own boss catapults you from the working class to the ownership class. It’s actually easier than most people think, especially in today’s interconnected world. 

People start businesses in consulting, coaching, skilled trades, content creation, and numerous other endeavors that allow them to build wealth on their schedules. 

Family Planning

mom and daughter wearing matching heart shaped sunglasses and little crowns.
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Kids are expensive. Rich people know that and put off having children until they have the means to care for them. They also limit their family sizes to ensure there’s enough to go around. 

Of course, that’s not blaming low-income people for having children they can’t afford. Society pushes parenthood on people from a young age in all sorts of forms, from messages that parenthood is a must to laws preventing family planning. The rich can circumvent these laws in ways that are out of reach to the poor. 

How To Set and Slay Financial Goals!

piggy bank and money jar next to a chalkboard that reads "financial goals" on a blue background
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Determining your financial goals and making a plan to achieve them is essential for a happy life. Here are some examples of financial goal to set and how to achieve them

Your Ultimate Guide To Financial Freedom

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Financial Freedom is more than just a buzz word. It’s achievable for a lot of people. 

Here’s your ultimate guide to achieving financial independence

FU Money Helps You Say Goodbye To Toxic Bosses

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Want enough money to quit your toxic job and not have to stress about it? You need an FU money fund. 

Find out how to build your FU Fund here

Start Your Financial Plan Today

hands working on a financial plan
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You don’t need to pay a financial advisor to craft a financial plan. Here’s how to do it on your own!

Read it Here: How To Make a Financial Plan

Use the Triangle Method To Achieve Your Goals

image of a triangle with money inside and sides labeled with savings, debt repayment, and investing to represent the triangle approach to finances
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Should you save, invest, or pay off debt? Gurus have tons of different answers, but the triangle method works for everyone

Source: Reddit