Money Money Money!
One of the things that I needed to consider when deciding whether or not I really wanted to have children is how having them would affect my path to financial independence. Kids are crazy expensive, and take a lot of time. How could I reconcile that with what I wanted to do in life? Obviously, …
Ok, so I missed one very important reason for being childfree in my last post, and that’s the insane cost of having children. It’s alright though, I did it on purpose! The exorbitant cost of having children deserves it’s own post. Kids are expensive! I mean like, really, really super expensive! According to the latest …
Making the Decision to Cut the Cable Cord Making the decision to cut the cable cord was a long time coming. We hardly ever watch anything on cable (ok, we had Direct TV satellite, but it’s basically the same thing). The only two shows we religiously watched on cable were Supernatural and The Walking Dead. …
By now, most of you are familiar with the concept of FIRE and the various types: Lean FIRE, Barista FIRE, etc. (if you aren’t, you can read about it here). But I’ve decided that none of those definitions of FIRE really speak to me correctly. Therefore, I’m coining a new FIRE term: Bougie FIRE. Bougie …
I’ve been nostalgic lately, thinking about my past, my upbringing, and some of the wonderful financial decisions I made when I was a teenager. I’ve written about my middle class upbringing and about my stellar education on taxes. But there was one more area of my financial life that I really messed up when I …
I read a blog post once, a long time ago, on a blog now lost to that space on the internet where blogs go to retire when their owner no longer has time for them. It was about the unstable retirement plan that many women rely on – a husband. That post resonated with me, …
The Most Valuable Lesson My Mom Taught Me About Money Read More »
In my last post, I described my lower middle-class upbringing. I mentioned that my parents were terrible with saving money, and that we weren’t really taught to save either. That isn’t entirely true. We did have one person that tried to help us save money. Unfortunately, it didn’t work out the way she wanted it …
Sometimes people see a personal finance blogger striving for financial independence and think that we must have grown up with well-off or financially savvy parents. Well, that isn’t always the case. I’d classify my parents as lower middle class and let’s just say I didn’t learn any positive financial skills from them! I know that …
Today I’m writing a cautionary tale for all my readers (because it’s too late for me!). As you know from reading about the Worst Financial Decision of my Life, I cosigned on a car for someone when I probably shouldn’t have. But unfortunately for me (and please learn from my mistakes!) this wasn’t the only …
Houses are expensive! The median home price in the United States is about $200,000 (Median is a better number to use than average, because it takes away the crazy expensive outliers). That’s a lot of money! But unfortunately, that’s only the upfront cost of buying a home. Make sure you factor these 10 hidden costs …
